SBI CARDS AND PAYMENT SERVICES LTD.

NSE : SBICARDBSE : 543066ISIN CODE : INE018E01016Industry : Finance - NBFC MCap (Rs. in Mn) : 849776.73 Face Value (Rs.) : 10 House : PSU - SBI
BSECurrent Price (Rs.) 893.05Change (Rs.)-3.6 (-0.4 %)
PREV CLOSE (Rs.) 896.65
OPEN PRICE (Rs.) 891.10
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 31269
TODAY'S LOW / HIGH (Rs.)890.00 902.60
52 WK LOW / HIGH (Rs.)660 1023.05
NSECurrent Price (Rs.) 893.30Change (Rs.)-3.25 (-0.36 %)
PREV CLOSE( Rs. ) 896.55
OPEN PRICE (Rs.) 892.45
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 893.30 (1382)
VOLUME 1416725
TODAY'S LOW / HIGH(Rs.) 890.00 905.00
52 WK LOW / HIGH (Rs.)659.8 1027.25

Profit & Loss

Select year
(Rs.in Crore)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
INCOME :
  
  
  
  
  
Operating Income
18072.00
16968.00
13667.00
10677.00
9296.00
     Sale of Shares / Units
     Interest income
9347.00
7927.00
6153.00
4866.00
4947.00
     Portfolio management services
     Dividend income
     Brokerages & commissions
3.00
3.00
3.00
5.00
8.00
     Processing fees and other charges
8129.00
8328.00
6770.00
5359.00
4042.00
     Other Operating Income
592.00
710.00
740.00
448.00
300.00
Operating Income (Net)
18072.00
16968.00
13667.00
10677.00
9296.00
EXPENDITURE :
Increase/Decrease in Stock
Employee Cost
590.00
570.00
562.00
473.00
492.00
     Salaries, Wages & Bonus
530.00
505.00
495.00
413.00
427.00
     Workmen and Staff Welfare Expenses
15.00
23.00
24.00
9.00
7.00
     Other Employees Cost
11.00
11.00
14.00
23.00
30.00
Operating & Establishment Expenses
2773.00
3505.00
3033.00
2285.00
1529.00
     Depository Charges
     Security Transaction tax
     Software & Technical expenses
478.00
417.00
367.00
303.00
224.00
     Commission, Brokerage & Discounts
633.00
1642.00
1372.00
1023.00
607.00
     Rent , Rates & Taxes
97.00
103.00
90.00
79.00
44.00
     Repairs and Maintenance
33.00
26.00
25.00
25.00
26.00
     Insurance
22.00
20.00
18.00
16.00
19.00
     Electricity & Power
4.00
4.00
4.00
5.00
4.00
     Other Operating Expenses
1504.00
1293.00
1158.00
835.00
604.00
Administrations & Other Expenses
3579.00
3248.00
2940.00
2369.00
2075.00
     Printing and stationery
48.00
47.00
56.00
22.00
48.00
     Professional and legal fees
237.00
237.00
221.00
160.00
133.00
     Advertisement & Sales Promotion
2701.00
2517.00
2319.00
1851.00
1480.00
     Other General Expenses
594.00
446.00
344.00
336.00
414.00
Provisions and Contingencies
5025.00
3420.00
2272.00
2907.00
2771.00
     Provisions for contingencies
     Provisions against NPAs
     Bad debts /advances written off
4732.00
2881.00
1889.00
2811.00
2160.00
     Provision for doubtful debts
     Losson disposal of fixed assets(net)
0.00
1.00
0.00
     Losson foreign exchange fluctuations
3.00
3.00
     Losson sale of non-trade current investments
     Other Miscellaneous Expenses
292.00
536.00
383.00
95.00
608.00
Less: Expenses Capitalised
Total Expenditure
11966.00
10742.00
8807.00
8034.00
6866.00
Operating Profit (Excl OI)
6106.00
6226.00
4859.00
2644.00
2430.00
Other Income
565.00
515.00
619.00
1181.00
417.00
     Other Interest Income
17.00
3.00
1.00
4.00
     Other Commission
     Discounts
     Profit on sale of Fixed Assets
0.00
     Income from investments
0.00
0.00
0.00
     Provision Written Back
1.00
0.00
0.00
665.00
9.00
     Others
564.00
498.00
615.00
513.00
404.00
Operating Profit
6671.00
6741.00
5478.00
3824.00
2847.00
Interest
3944.00
3313.00
2284.00
1503.00
1400.00
     Loans
2621.00
2043.00
1036.00
510.00
475.00
     Deposits
     Bonds / Debentures
536.00
512.00
581.00
493.00
488.00
     Other Interest
786.00
758.00
667.00
500.00
437.00
Depreciation
147.00
197.00
164.00
149.00
123.00
Profit Before Taxation & Exceptional Items
2581.00
3232.00
3031.00
2172.00
1324.00
Exceptional Income / Expenses
Profit Before Tax
2581.00
3232.00
3031.00
2172.00
1324.00
Profit After Tax
1916.00
2408.00
2258.00
1616.00
985.00
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
Share of Associate
Appropriations
9644.00
8450.00
6740.00
5035.00
3704.00
     General Reserve
     Proposed Equity Dividend
     Corporate dividend tax
     Other Appropriation
9644.00
8450.00
6740.00
5035.00
3704.00
Equity Dividend %
25.00
25.00
25.00
25.00
Earnings Per Share
20.00
25.00
24.00
17.00
10.00
Adjusted EPS
20.00
25.00
24.00
17.00
10.00
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