SBI CARDS AND PAYMENT SERVICES LTD.

NSE : SBICARDBSE : 543066ISIN CODE : INE018E01016Industry : Finance - NBFC MCap (Rs. in Mn) : 618567.62 Face Value (Rs.) : 10 House : PSU - SBI
BSECurrent Price (Rs.) 650.00Change (Rs.)1 (+0.15 %)
PREV CLOSE (Rs.) 649.00
OPEN PRICE (Rs.) 649.00
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 63000
TODAY'S LOW / HIGH (Rs.)643.20 656.25
52 WK LOW / HIGH (Rs.)566.6 964.95
NSECurrent Price (Rs.) 650.30Change (Rs.)1.3 (+0.2 %)
PREV CLOSE( Rs. ) 649.00
OPEN PRICE (Rs.) 648.40
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 650.30 (108)
VOLUME 2560374
TODAY'S LOW / HIGH(Rs.) 642.95 656.60
52 WK LOW / HIGH (Rs.)565.45 965

Profit & Loss

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
INCOME :
  
  
  
  
  
Operating Income
19900.00
18072.00
16968.00
13667.00
10677.00
     Sale of Shares / Units
     Interest income
9901.00
9347.00
7927.00
6153.00
4866.00
     Portfolio management services
     Dividend income
     Brokerages & commissions
3.00
3.00
3.00
3.00
5.00
     Processing fees and other charges
9239.00
8129.00
8328.00
6770.00
5359.00
     Other Operating Income
757.00
592.00
710.00
740.00
448.00
Operating Income (Net)
19900.00
18072.00
16968.00
13667.00
10677.00
EXPENDITURE :
Increase/Decrease in Stock
Employee Cost
661.00
590.00
570.00
562.00
473.00
     Salaries, Wages & Bonus
597.00
530.00
505.00
495.00
413.00
     Workmen and Staff Welfare Expenses
13.00
15.00
23.00
24.00
9.00
     Other Employees Cost
4.00
11.00
11.00
14.00
23.00
Operating & Establishment Expenses
3811.00
2773.00
3505.00
3033.00
2285.00
     Depository Charges
     Security Transaction tax
     Software & Technical expenses
505.00
478.00
417.00
367.00
303.00
     Commission, Brokerage & Discounts
1213.00
633.00
1642.00
1372.00
1023.00
     Rent , Rates & Taxes
57.00
97.00
103.00
90.00
79.00
     Repairs and Maintenance
25.00
33.00
26.00
25.00
25.00
     Insurance
27.00
22.00
20.00
18.00
16.00
     Electricity & Power
4.00
4.00
4.00
4.00
5.00
     Other Operating Expenses
1980.00
1504.00
1293.00
1158.00
835.00
Administrations & Other Expenses
4002.00
3579.00
3248.00
2940.00
2369.00
     Printing and stationery
36.00
48.00
47.00
56.00
22.00
     Professional and legal fees
277.00
237.00
237.00
221.00
160.00
     Advertisement & Sales Promotion
2943.00
2701.00
2517.00
2319.00
1851.00
     Other General Expenses
746.00
594.00
446.00
344.00
336.00
Provisions and Contingencies
5136.00
5025.00
3420.00
2272.00
2907.00
     Provisions for contingencies
     Provisions against NPAs
     Bad debts /advances written off
4926.00
4732.00
2881.00
1889.00
2811.00
     Provision for doubtful debts
     Losson disposal of fixed assets(net)
0.00
1.00
     Losson foreign exchange fluctuations
3.00
     Losson sale of non-trade current investments
     Other Miscellaneous Expenses
210.00
292.00
536.00
383.00
95.00
Less: Expenses Capitalised
Total Expenditure
13610.00
11966.00
10742.00
8807.00
8034.00
Operating Profit (Excl OI)
6290.00
6106.00
6226.00
4859.00
2644.00
Other Income
808.00
565.00
515.00
619.00
1181.00
     Other Interest Income
0.00
17.00
3.00
1.00
     Other Commission
     Discounts
     Profit on sale of Fixed Assets
0.00
0.00
     Income from investments
2.00
0.00
0.00
     Provision Written Back
109.00
1.00
0.00
0.00
665.00
     Others
697.00
564.00
498.00
615.00
513.00
Operating Profit
7098.00
6671.00
6741.00
5478.00
3824.00
Interest
4049.00
3944.00
3313.00
2284.00
1503.00
     Loans
2510.00
2621.00
2043.00
1036.00
510.00
     Deposits
     Bonds / Debentures
545.00
536.00
512.00
581.00
493.00
     Other Interest
994.00
786.00
758.00
667.00
500.00
Depreciation
136.00
147.00
197.00
164.00
149.00
Profit Before Taxation & Exceptional Items
2913.00
2581.00
3232.00
3031.00
2172.00
Exceptional Income / Expenses
Profit Before Tax
2913.00
2581.00
3232.00
3031.00
2172.00
Profit After Tax
2167.00
1916.00
2408.00
2258.00
1616.00
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
Share of Associate
Appropriations
11188.00
9644.00
8450.00
6740.00
5035.00
     General Reserve
     Proposed Equity Dividend
     Corporate dividend tax
     Other Appropriation
11188.00
9644.00
8450.00
6740.00
5035.00
Equity Dividend %
25.00
25.00
25.00
25.00
25.00
Earnings Per Share
23.00
20.00
25.00
24.00
17.00
Adjusted EPS
23.00
20.00
25.00
24.00
17.00