SBI CARDS AND PAYMENT SERVICES LTD.

NSE : SBICARDBSE : 543066ISIN CODE : INE018E01016Industry : Finance - NBFC MCap (Rs. in Mn) : 618567.62 Face Value (Rs.) : 10 House : PSU - SBI
BSECurrent Price (Rs.) 650.00Change (Rs.)1 (+0.15 %)
PREV CLOSE (Rs.) 649.00
OPEN PRICE (Rs.) 649.00
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 63000
TODAY'S LOW / HIGH (Rs.)643.20 656.25
52 WK LOW / HIGH (Rs.)566.6 964.95
NSECurrent Price (Rs.) 650.30Change (Rs.)1.3 (+0.2 %)
PREV CLOSE( Rs. ) 649.00
OPEN PRICE (Rs.) 648.40
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 650.30 (108)
VOLUME 2560374
TODAY'S LOW / HIGH(Rs.) 642.95 656.60
52 WK LOW / HIGH (Rs.)565.45 965

Balance Sheet

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
EQUITY AND LIABILITIES
  
  
  
  
  
Share Capital
951.60  
951.36  
950.97  
946.07  
943.18  
    Equity - Authorised
1500.00  
1500.00  
1500.00  
1500.00  
1500.00  
     Equity - Issued
951.60  
951.36  
950.97  
946.07  
943.18  
    Equity Paid Up
951.60  
951.36  
950.97  
946.07  
943.18  
    Equity Shares Forfeited
0.00  
0.00  
0.00  
0.00  
0.00  
    Adjustments to Equity
0.00  
0.00  
0.00  
0.00  
0.00  
    Preference Capital Paid Up
0.00  
0.00  
0.00  
0.00  
0.00  
    Face Value
1.00  
1.00  
1.00  
1.00  
1.00  
Share Warrants & Outstandings
15.12  
15.41  
12.79  
40.13  
47.97  
Total Reserves
14758.78  
12814.95  
11120.27  
8843.85  
6761.55  
    Securities Premium
1173.19  
1166.10  
1154.93  
1049.16  
988.09  
    Capital Reserves
-71.51  
-71.51  
-71.51  
-71.51  
-71.51  
    Profit & Loss Account Balance
10520.03  
9021.69  
7728.02  
6042.02  
4481.06  
    General Reserves
29.56  
28.03  
24.37  
21.12  
13.11  
    Other Reserves
3107.51  
2670.64  
2284.46  
1803.06  
1350.80  
Reserve excluding Revaluation Reserve
14758.78  
12814.95  
11120.27  
8843.85  
6761.55  
Revaluation reserve
0.00  
0.00  
0.00  
0.00  
0.00  
Shareholder's Funds
15725.50  
13781.72  
12084.03  
9830.05  
7752.70  
Minority Interest
0.00  
0.00  
0.00  
0.00  
0.00  
Long-Term Borrowings
0.00  
0.00  
0.00  
0.00  
0.00  
Secured Loans
0.00  
0.00  
0.00  
0.00  
0.00  
    Non Convertible Debentures
0.00  
0.00  
0.00  
0.00  
0.00  
    Converible Debentures & Bonds
0.00  
0.00  
0.00  
0.00  
0.00  
    Packing Credit - Bank
0.00  
0.00  
0.00  
0.00  
0.00  
    Inter Corporate & Security Deposit
0.00  
0.00  
0.00  
0.00  
0.00  
    Term Loans - Banks
0.00  
0.00  
0.00  
0.00  
0.00  
    Term Loans - Institutions
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Secured
0.00  
0.00  
0.00  
0.00  
0.00  
Unsecured Loans
6443.19  
6483.30  
7897.87  
7966.75  
7487.20  
    Fixed Deposits - Public
0.00  
0.00  
0.00  
0.00  
0.00  
    Loans and advances from subsidiaries
0.00  
0.00  
0.00  
0.00  
0.00  
    Inter Corporate Deposits (Unsecured)
0.00  
0.00  
0.00  
0.00  
0.00  
    Foreign Currency Convertible Notes
0.00  
0.00  
0.00  
0.00  
0.00  
    Long Term Loan in Foreign Currency
0.00  
0.00  
0.00  
0.00  
0.00  
    Loans - Banks
0.00  
0.00  
0.00  
0.00  
0.00  
    Loans - Govt.
0.00  
0.00  
0.00  
0.00  
0.00  
    Loans - Others
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Unsecured Loan
6443.19  
6483.30  
7897.87  
7966.75  
7487.20  
Deferred Tax Assets / Liabilities
-446.09  
-442.78  
-354.61  
-246.67  
-218.53  
    Deferred Tax Assets
714.67  
742.06  
636.96  
518.80  
413.18  
    Deferred Tax Liability
268.58  
299.28  
282.35  
272.13  
194.65  
Other Long Term Liabilities
0.00  
0.00  
0.00  
0.00  
0.00  
Long Term Trade Payables
0.00  
0.00  
0.00  
0.00  
0.00  
Long Term Provisions
254.66  
209.80  
194.54  
188.98  
159.45  
Total Non-Current Liabilities
6251.76  
6250.32  
7737.80  
7909.06  
7428.12  
Current Liabilities
  
  
  
  
  
Trade Payables
1714.39  
1592.91  
1507.71  
1395.42  
1116.80  
    Sundry Creditors
1714.39  
1592.91  
1507.71  
1395.42  
1116.80  
    Acceptances
0.00  
0.00  
0.00  
0.00  
0.00  
    Due to Subsidiaries- Trade Payables
0.00  
0.00  
0.00  
0.00  
0.00  
Other Current Liabilities
4016.16  
4547.86  
4052.78  
2572.48  
2319.08  
    Bank Overdraft / Short term credit
0.00  
0.00  
0.00  
0.00  
0.00  
    Advances received from customers
754.75  
719.40  
680.26  
577.59  
466.17  
    Interest Accrued But Not Due
0.00  
0.00  
0.00  
0.00  
0.00  
    Share Application Money
0.00  
0.00  
0.00  
0.00  
0.00  
    Current maturity of Debentures & Bonds
0.00  
0.00  
0.00  
0.00  
0.00  
    Current maturity - Others
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Liabilities
3261.41  
3828.46  
3372.52  
1994.89  
1852.91  
Short Term Borrowings
37620.54  
38463.31  
31993.21  
23142.87  
15495.26  
    Secured ST Loans repayable on Demands
27107.68  
29974.35  
26793.64  
20393.25  
14180.15  
    Working Capital Loans- Sec
27107.68  
29974.35  
26793.64  
20393.25  
14180.15  
    Buyers Credits - Unsec
0.00  
0.00  
0.00  
0.00  
0.00  
    Commercial Borrowings- Unsec
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Unsecured Loans
-16594.82  
-21485.39  
-21594.07  
-17643.63  
-12865.04  
Short Term Provisions
553.35  
466.90  
441.09  
449.01  
317.94  
    Proposed Equity Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Provision for Corporate Dividend Tax
0.00  
0.00  
0.00  
0.00  
0.00  
    Provision for Tax
0.00  
0.00  
0.00  
0.00  
0.00  
    Provision for post retirement benefits
2.20  
1.89  
1.17  
1.18  
1.66  
    Preference Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Provisions
551.15  
465.01  
439.92  
447.83  
316.28  
Total Current Liabilities
43904.44  
45070.98  
37994.79  
27559.78  
19249.08  
Total Liabilities
65881.70  
65103.02  
57816.62  
45298.89  
34429.90  
ASSETS
  
  
  
  
  
Loans (Non - Current Assets)
54984.36  
53934.62  
49078.95  
39360.98  
30187.25  
Gross Block
1062.86  
1036.48  
1195.45  
1067.66  
831.51  
Less: Accumulated Depreciation
843.85  
716.36  
653.35  
516.70  
392.05  
Less: Impairment of Assets
0.00  
0.00  
0.00  
0.00  
0.00  
Net Block
219.01  
320.12  
542.10  
550.96  
439.46  
Lease Adjustment A/c
0.00  
0.00  
0.00  
0.00  
0.00  
Capital Work in Progress
0.02  
0.15  
0.10  
6.06  
0.49  
Non Current Investments
4556.64  
4228.35  
2504.15  
1572.08  
418.88  
Long Term Investment
4556.64  
4228.35  
2504.15  
1572.08  
418.88  
    Quoted
4531.86  
4206.99  
2486.18  
1552.95  
400.96  
    Unquoted
26.44  
22.32  
18.44  
19.13  
17.92  
Long Term Loans & Advances
33.80  
28.58  
21.97  
30.81  
61.30  
Other Non Current Assets
0.00  
0.00  
0.00  
0.00  
0.00  
Total Non-Current Assets
59805.92  
58521.81  
52169.48  
41537.52  
31121.13  
Current Assets Loans & Advances
  
  
  
  
  
Currents Investments
1817.09  
2006.75  
1014.98  
567.61  
878.31  
    Quoted
1817.09  
2006.75  
1014.98  
567.61  
878.31  
    Unquoted
0.00  
0.00  
0.00  
0.00  
0.00  
Inventories
0.00  
0.00  
0.00  
0.00  
0.00  
    Raw Materials
0.00  
0.00  
0.00  
0.00  
0.00  
    Work-in Progress
0.00  
0.00  
0.00  
0.00  
0.00  
    Finished Goods
0.00  
0.00  
0.00  
0.00  
0.00  
    Packing Materials
0.00  
0.00  
0.00  
0.00  
0.00  
    Stores  and Spare
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Inventory
0.00  
0.00  
0.00  
0.00  
0.00  
Sundry Debtors
283.10  
235.50  
243.08  
142.16  
168.47  
    Debtors more than Six months
1.95  
1.95  
1.98  
2.35  
0.04  
    Debtors Others
283.12  
235.52  
243.10  
142.66  
168.47  
Cash and Bank
2319.78  
2738.19  
2729.62  
1354.47  
1106.39  
    Cash in hand
0.00  
0.00  
0.00  
0.00  
0.00  
    Balances at Bank
746.99  
1880.49  
1406.42  
620.65  
470.17  
    Other cash and bank balances
1572.79  
857.70  
1323.20  
733.82  
636.22  
Other Current Assets
1107.89  
1195.16  
1158.59  
1098.89  
789.52  
    Interest accrued on Investments
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest accrued on Debentures
0.00  
0.00  
0.00  
0.00  
0.00  
    Deposits with Government
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest accrued and or due on loans
0.00  
0.00  
0.00  
0.00  
0.00  
    Prepaid Expenses
70.24  
46.56  
67.63  
47.58  
34.80  
    Other current_assets
1037.65  
1148.60  
1090.96  
1051.31  
754.72  
Short Term Loans and Advances
547.92  
405.61  
500.87  
598.24  
366.08  
    Advances recoverable in cash or in kind
357.69  
295.64  
351.02  
459.75  
240.16  
    Advance income tax and TDS
0.00  
0.00  
0.00  
0.00  
0.00  
    Amounts due from directors
0.00  
0.00  
0.00  
0.00  
0.00  
    Due From Subsidiaries
0.00  
0.00  
0.00  
0.00  
0.00  
    Inter corporate deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Corporate Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Loans & Advances
190.23  
109.97  
149.85  
138.49  
125.92  
Total Current Assets
6075.78  
6581.21  
5647.14  
3761.37  
3308.77  
Net Current Assets (Including Current Investments)
-37828.66  
-38489.77  
-32347.65  
-23798.41  
-15940.31  
Miscellaneous Expenses not written off
0.00  
0.00  
0.00  
0.00  
0.00  
Total Assets
65881.70  
65103.02  
57816.62  
45298.89  
34429.90  
Contingent Liabilities
75.50  
74.11  
81.43  
87.27  
68.20  
Total Debt
44063.73  
44946.61  
39891.08  
31109.62  
22982.46  
Book Value
16.51  
14.47  
12.69  
10.35  
8.17  
Adjusted Book Value
16.51  
14.47  
12.69  
10.35  
8.17