• COMPANY PROFILE

CREDITACCESS GRAMEEN LTD.

NSE : CREDITACCBSE : 541770ISIN CODE : INE741K01010Industry : Finance - NBFC MCap (Rs. in Mn) : 204435.95 Face Value (Rs.) : 10 House : MNC
BSECurrent Price (Rs.) 1273.60Change (Rs.)57.15 (+4.7 %)
PREV CLOSE (Rs.) 1216.45
OPEN PRICE (Rs.) 1211.35
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 26512
TODAY'S LOW / HIGH (Rs.)1211.35 1278.35
52 WK LOW / HIGH (Rs.)1112.9 1634.4
NSECurrent Price (Rs.) 1272.00Change (Rs.)55.7 (+4.58 %)
PREV CLOSE( Rs. ) 1216.30
OPEN PRICE (Rs.) 1220.20
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 1272.00 (142)
VOLUME 364278
TODAY'S LOW / HIGH(Rs.) 1220.20 1278.80
52 WK LOW / HIGH (Rs.)1113 1634

Profit & Loss

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
INCOME :
  
  
  
  
  
Operating Income
6059.00
5752.00
5167.00
3545.00
2743.00
     Sale of Shares / Units
     Interest income
5763.00
5547.00
4900.00
3327.00
2567.00
     Portfolio management services
     Dividend income
     Brokerages & commissions
     Processing fees and other charges
136.00
102.00
92.00
20.00
13.00
     Other Operating Income
160.00
104.00
174.00
198.00
162.00
Operating Income (Net)
6059.00
5752.00
5167.00
3545.00
2743.00
EXPENDITURE :
Increase/Decrease in Stock
Employee Cost
879.00
730.00
669.00
515.00
438.00
     Salaries, Wages & Bonus
762.00
638.00
589.00
454.00
388.00
     Contributions to EPF & Pension Funds
89.00
65.00
62.00
45.00
40.00
     Workmen and Staff Welfare Expenses
3.00
4.00
2.00
5.00
4.00
     Other Employees Cost
26.00
23.00
17.00
11.00
5.00
Operating & Establishment Expenses
140.00
124.00
104.00
82.00
62.00
     Depository Charges
     Security Transaction tax
     Software & Technical expenses
     Commission, Brokerage & Discounts
3.00
1.00
4.00
2.00
3.00
     Rent , Rates & Taxes
59.00
53.00
46.00
42.00
33.00
     Repairs and Maintenance
58.00
53.00
39.00
27.00
18.00
     Insurance
12.00
10.00
8.00
6.00
4.00
     Electricity & Power
8.00
7.00
7.00
5.00
4.00
     Other Operating Expenses
0.00
0.00
0.00
0.00
0.00
Administrations & Other Expenses
236.00
218.00
201.00
166.00
118.00
     Printing and stationery
12.00
12.00
11.00
6.00
6.00
     Professional and legal fees
45.00
42.00
34.00
27.00
17.00
     Advertisement & Sales Promotion
     Other General Expenses
180.00
164.00
157.00
132.00
95.00
Provisions and Contingencies
1806.00
1958.00
469.00
416.00
617.00
     Provisions for contingencies
     Provisions against NPAs
     Bad debts /advances written off
     Provision for doubtful debts
     Losson disposal of fixed assets(net)
     Losson foreign exchange fluctuations
     Losson sale of non-trade current investments
     Other Miscellaneous Expenses
1806.00
1958.00
469.00
416.00
617.00
Less: Expenses Capitalised
Total Expenditure
3061.00
3030.00
1444.00
1179.00
1235.00
Operating Profit (Excl OI)
2998.00
2722.00
3723.00
2366.00
1508.00
Other Income
4.00
4.00
6.00
6.00
7.00
     Other Interest Income
     Other Commission
     Discounts
     Profit on sale of Fixed Assets
     Income from investments
     Provision Written Back
     Others
4.00
4.00
6.00
6.00
7.00
Operating Profit
3001.00
2726.00
3729.00
2371.00
1515.00
Interest
1905.00
1955.00
1738.00
1216.00
987.00
     Loans
1719.00
1749.00
1509.00
1054.00
797.00
     Deposits
     Bonds / Debentures
126.00
186.00
207.00
147.00
177.00
     Other Interest
61.00
20.00
22.00
15.00
13.00
Depreciation
63.00
62.00
51.00
50.00
47.00
Profit Before Taxation & Exceptional Items
1033.00
709.00
1939.00
1105.00
481.00
Exceptional Income / Expenses
Profit Before Tax
1033.00
709.00
1939.00
1105.00
481.00
Provision for Tax
256.00
177.00
493.00
279.00
128.00
     Current Income Tax
246.00
392.00
544.00
239.00
120.00
     Deferred Tax
11.00
-211.00
-51.00
45.00
7.00
     Other taxes
-1.00
-4.00
1.00
-4.00
0.00
Profit After Tax
778.00
531.00
1446.00
826.00
353.00
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit
778.00
531.00
1446.00
826.00
353.00
Adjustments to PAT
Profit Balance B/F
3272.00
3011.00
1855.00
1195.00
918.00
Appropriations
4050.00
3542.00
3301.00
2021.00
1271.00
     General Reserve
     Proposed Equity Dividend
     Corporate dividend tax
     Other Appropriation
4050.00
3542.00
3301.00
2021.00
1271.00
Equity Dividend %
100.00
Earnings Per Share
49.00
33.00
91.00
52.00
23.00
Adjusted EPS
49.00
33.00
91.00
52.00
23.00