FINO PAYMENTS BANK LTD.

NSE : FINOPBBSE : 543386ISIN CODE : INE02NC01014Industry : Bank - Private MCap (Rs. in Mn) : 14559.06 Face Value (Rs.) : 10 House : Private
BSECurrent Price (Rs.) 174.95Change (Rs.)16.85 (+10.66 %)
PREV CLOSE (Rs.) 158.10
OPEN PRICE (Rs.) 159.80
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 1503850
TODAY'S LOW / HIGH (Rs.)159.20 180.25
52 WK LOW / HIGH (Rs.)110.1 339
NSECurrent Price (Rs.) 174.21Change (Rs.)15.97 (+10.09 %)
PREV CLOSE( Rs. ) 158.24
OPEN PRICE (Rs.) 159.02
BID PRICE (QTY) 174.21 (243075)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 58714643
TODAY'S LOW / HIGH(Rs.) 159.02 180.75
52 WK LOW / HIGH (Rs.)110.03 339

Financial Ratios

Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
 
 
 
 
 
   Earnings Per Share (Rs)
11.12  
10.36  
7.82  
5.14  
4.59  
   DPS(Rs)
0.00  
0.00  
0.00  
0.00  
0.00  
   Book NAV/Share(Rs)
86.44  
75.46  
65.10  
57.28  
33.77  
Margin Ratios
 
 
 
 
 
   Yield on Advances
0.00  
0.00  
0.00  
0.00  
0.00  
   Yield on Investments
 
 
 
 
 
   Cost of Liabilities
3.62  
3.71  
3.51  
2.03  
2.25  
   NIM
2.71  
2.53  
2.40  
1.45  
1.38  
   Interest Spread
0.00  
0.00  
0.00  
0.00  
0.00  
Performance Ratios
 
 
 
 
 
   ROA(%)
2.43  
2.93  
3.14  
3.18  
2.51  
   ROE(%)
13.74  
14.74  
12.78  
13.63  
14.59  
   ROCE(%)
11.49  
11.74  
10.98  
9.23  
8.94  
Efficiency Ratios
 
 
 
 
 
   Cost Income Ratio
93.80  
93.79  
94.50  
95.70  
96.87  
   Core Cost Income Ratio
93.80  
93.79  
94.47  
95.71  
96.87  
   Operating Costs to Assets
38.95  
38.39  
45.31  
56.60  
74.93  
Capitalisation Ratios
 
 
 
 
 
   Tier 1 ratio
 
 
 
 
 
   Tier 2 ratio
NA  
NA  
NA  
NA  
NA  
   CAR
NA  
NA  
NA  
NA  
NA  
Valuation Parameters
 
 
 
 
 
   PER(x)
20.52  
27.14  
26.05  
48.79  
0.00  
   PCE(x)
12.27  
16.76  
15.85  
26.67  
0.00  
   Price/Book(x)
2.64  
3.73  
3.13  
4.38  
0.00  
   Yield(%)
0.00  
0.00  
0.00  
0.00  
NA  
   EV/Net Sales(x)
14.02  
20.35  
22.45  
65.54  
11.13  
   EV/Core EBITDA(x)
25.27  
35.15  
32.72  
54.63  
9.20  
   EV/EBIT(x)
13.10  
18.48  
18.94  
40.23  
7.51  
   EV/CE(x)
1.73  
2.25  
2.16  
3.20  
0.68  
   M Cap / Sales
9.73  
15.60  
17.87  
58.53  
0.00  
Growth Ratio
 
 
 
 
 
   Core Operating Income Growth
33.03  
49.79  
133.72  
89.69  
29.67  
   Operating Profit Growth
 
 
 
 
 
   Net Profit Growth
7.32  
32.47  
52.28  
108.75  
163.91  
   BVPS Growth
14.54  
15.92  
13.66  
69.62  
-99.88  
   Advances Growth
145.86  
-41.01  
-52.27  
85.80  
29.12  
   EPS Growth(%)
7.31  
32.48  
52.28  
11.83  
163.91  
Liquidity Ratios
 
 
 
 
 
   Loans/Deposits(x)
 
 
 
 
 
   Cash / Deposits(x)
0.09  
0.22  
0.24  
0.45  
0.36  
   Investment / Deposits(x)
1.23  
1.24  
1.25  
1.26  
2.07  
   IncLoan / Deposits(x)
43.28  
50.45  
47.33  
49.67  
74.45  
   Credit/Deposits(%)
 
 
 
 
 
   Total Debt/Mcap(x)
NA  
NA  
NA  
NA  
NA  
   Net NPAs (funded) to Net Advances (%)
NA  
NA  
NA  
NA  
NA