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ESAF SMALL FINANCE BANK LTD.

NSE : ESAFSFBBSE : 544020ISIN CODE : INE818W01011Industry : Bank - Private MCap (Rs. in Mn) : 19980.22 Face Value (Rs.) : 10 House : Private
BSECurrent Price (Rs.) 38.72Change (Rs.)3.12 (+8.76 %)
PREV CLOSE (Rs.) 35.60
OPEN PRICE (Rs.) 35.55
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 700032
TODAY'S LOW / HIGH (Rs.)35.20 38.90
52 WK LOW / HIGH (Rs.)19.74 38.9
NSECurrent Price (Rs.) 38.69Change (Rs.)3.14 (+8.83 %)
PREV CLOSE( Rs. ) 35.55
OPEN PRICE (Rs.) 35.77
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 38.69 (25593)
VOLUME 11588732
TODAY'S LOW / HIGH(Rs.) 35.12 39.00
52 WK LOW / HIGH (Rs.)19.78 39
GO

Balance Sheet

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
SOURCES OF FUNDS:
  
  
  
  
  
Share Capital
515.66  
515.43  
514.78  
449.47  
449.47  
    Equity - Authorised
1000.00  
600.00  
600.00  
600.00  
600.00  
    Equity - Issued
515.66  
515.43  
514.78  
449.47  
449.47  
    Equity Paid Up
515.66  
515.43  
514.78  
449.47  
449.47  
    Equity Shares Forfeited
0.00  
0.00  
0.00  
0.00  
0.00  
    Adjustments to Equity
0.00  
0.00  
0.00  
0.00  
0.00  
    Preference Capital Paid Up
0.00  
0.00  
0.00  
0.00  
0.00  
    Face Value
1.00  
1.00  
1.00  
1.00  
1.00  
Share Warrants & Outstandings
6.49  
4.04  
5.68  
5.88  
4.81  
Total Reserves
1264.38  
1429.58  
1971.33  
1259.65  
957.32  
    Securities Premium
780.28  
779.08  
774.87  
488.76  
488.76  
    Capital Reserves
37.03  
13.69  
5.02  
4.01  
3.73  
    Profit & Loss Account Balances
96.13  
291.18  
857.28  
542.02  
321.50  
    General Reserves
11.47  
11.47  
0.00  
0.00  
0.00  
    Other Reserves
339.47  
334.16  
334.16  
224.86  
143.33  
Reserve excluding Revaluation Reserve
1264.38  
1429.58  
1971.33  
1259.65  
957.32  
Revaluation Reserves
0.00  
0.00  
0.00  
0.00  
0.00  
Deposits
25850.16  
23276.44  
19867.80  
14665.62  
12815.07  
    Demand Deposits
364.59  
330.98  
332.32  
263.75  
219.79  
    Savings Deposit
5816.01  
5451.81  
4169.60  
2873.69  
2707.61  
    Term Deposits / Fixed Deposits
19669.56  
17493.65  
15365.88  
11528.18  
9887.67  
    Current Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Recurring Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
Borrowings
2752.74  
1405.73  
3222.53  
3354.20  
2952.83  
    Borrowings From Reserve Bank of India
500.00  
0.00  
650.00  
674.00  
696.00  
    Borrowings From Other Banks
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From GOI
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Other Financial Institutions
1489.74  
1017.73  
2099.53  
2487.20  
2048.83  
    Borrowings in the form of Bonds / Debentures
763.00  
388.00  
473.00  
193.00  
208.00  
    Borrowings in Other Form
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Out of India
0.00  
0.00  
0.00  
0.00  
0.00  
Other Liabilities & Provisions
478.55  
547.07  
504.77  
488.86  
528.06  
    Bills Payable
16.04  
16.10  
7.40  
4.97  
3.65  
    Inter-office adjustment Liabilities
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest Accrued
28.50  
10.45  
65.49  
56.16  
40.79  
    Proposed Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Corporate dividend tax payable
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Liabilities & Provisions
434.01  
520.52  
431.88  
427.73  
483.62  
Total Liabilities
30867.98  
27178.29  
26086.89  
20223.68  
17707.56  
APPLICATION OF FUNDS :
  
  
  
  
  
Cash and balance with Reserve Bank of India
1113.71  
1351.43  
1364.65  
739.55  
1300.67  
    Cash with RBI
965.24  
1218.27  
1214.18  
585.10  
1154.05  
    Cash in hand & others
148.46  
133.15  
150.46  
154.45  
146.62  
Balances with banks and money at call
60.82  
627.68  
58.28  
27.50  
211.24  
Investments
6399.11  
5995.26  
5541.02  
4888.53  
4070.30  
Investments in India
6399.11  
5995.26  
5541.02  
4888.53  
4070.30  
    GOI/State Govt. Securities
6352.94  
5535.68  
5409.87  
4742.10  
3994.10  
    Equity Shares - Corporate
20.36  
23.10  
11.71  
11.66  
15.39  
    Debentures & Bonds
0.00  
0.00  
0.00  
0.00  
0.00  
    Subsidiaries and/or joint ventures/Associates
0.00  
0.00  
0.00  
0.00  
0.00  
    Units - MF/ Insurance/CP/PTC
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Investments
25.81  
436.49  
119.44  
134.76  
60.81  
Investments outside India
0.00  
0.00  
0.00  
0.00  
0.00  
    Government securities
0.00  
0.00  
0.00  
0.00  
0.00  
    Subsidiaries and/or joint ventures abroad
0.00  
0.00  
0.00  
0.00  
0.00  
    Other investments outside India
0.00  
0.00  
0.00  
0.00  
0.00  
    Less: Prov for Diminution in Value of Invest.
0.00  
0.00  
0.00  
0.00  
0.00  
Advances
21594.23  
18027.87  
18293.11  
13924.33  
11637.01  
    Bills Purchased & Discounted
38.64  
56.45  
31.84  
42.72  
25.43  
    Cash Credit, Over Draft & Loans repayable
1062.97  
663.41  
317.69  
205.11  
120.78  
    Term Loans
20492.61  
17308.01  
17943.58  
13676.50  
11490.80  
    Finance lease and hire purchase receivable
0.00  
0.00  
0.00  
0.00  
0.00  
    Advances Others
0.00  
0.00  
0.00  
0.00  
0.00  
Gross block
538.06  
491.84  
401.84  
335.01  
267.29  
    Premises
0.00  
0.00  
0.00  
0.00  
0.00  
    Assets Given on Lease
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Fixed Assets
538.06  
491.84  
401.84  
335.01  
267.29  
Less: Accumulated Depreciation
311.90  
254.73  
196.90  
147.32  
107.89  
Less: Impairment of Assets
0.00  
0.00  
0.00  
0.00  
0.00  
Net Block
226.16  
237.12  
204.94  
187.69  
159.40  
Lease Adjustment
0.00  
0.00  
0.00  
0.00  
0.00  
Capital Work in Progress
289.83  
63.30  
2.61  
0.24  
0.07  
Other Assets
1184.14  
875.62  
622.28  
455.85  
328.88  
    Inter-office adjustment Assets
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest Accrued Assets
475.00  
326.75  
354.33  
214.08  
109.16  
    Tax paid in advance/TDS
40.91  
21.49  
19.11  
11.78  
27.57  
    Stationery and stamps
0.21  
0.06  
0.04  
0.05  
0.05  
    Non-banking assets acquired
0.00  
0.00  
0.00  
0.00  
0.00  
    Deferred tax asset
272.94  
218.16  
46.57  
38.42  
65.01  
    Miscellaneous Expenditure not written off
0.00  
0.00  
0.00  
0.00  
0.00  
    Assets Others
395.08  
309.17  
202.22  
191.52  
127.09  
Total Assets
30867.98  
27178.29  
26086.89  
20223.68  
17707.56  
Contingent Liabilities
514.51  
198.59  
2.19  
1.90  
2.05  
    Claims not acknowledged as debts
0.50  
0.46  
0.12  
0.00  
0.00  
    Outstanding forward exchange contracts
512.02  
195.76  
0.00  
0.00  
0.00  
    Guarantees given in India
1.23  
1.62  
1.52  
1.40  
1.55  
    Guarantees given Outside India
0.00  
0.00  
0.00  
0.00  
0.00  
    Acceptances, endorsements & other obligations
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Contingent liabilities
0.76  
0.76  
0.56  
0.50  
0.50  
Bills for collection
0.00  
0.00  
0.00  
0.00  
0.00  
Book Value
3.45  
3.77  
4.83  
3.80  
3.13  
Adjusted Book Value
3.45  
3.77  
4.83  
3.80  
3.13  
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